Celebrate Your Love with Our Fast Wedding Loans

Transform your dream wedding into reality with our fast, hassle-free wedding loans to celebrate your love story.

Are you dreaming of a perfect wedding but worried about the costs? At OMY, you can enjoy a seamless process and competitive interest rates tailored to your needs.

Check your eligibility

Apply Form

To receive prompt and personalised financial assistance tailored to your needs, please provide the following details:

Thank you for your interest! As much as we want to extend our help, the loan offers are NOT available for foreigners in Singapore for the time being.

Please come back and check it out again in the future.

Terms and Conditions

Only 21 years old and above is eligible for loan application.

To preserve the confidentiality of all information you provide to us we maintain the following Privacy Principles.

By clicking "Submit" and providing your personal data, you consent to our loan providers contacting you via the telephone and email and permitting to do a search on the Credit Association Singapore (CAS) web portal for the loan application purpose.

We only collect personal information that we believe to be relevant and required to understand your financial needs.

We will only use any information collected as minimally as possible, mainly to assist us in customising and delivering loan packages that are of interest to our customers.

We will not make unsolicited requests for customer information through email or the telephone, unless customers initiate contact with us.

We have established strict confidentiality standards for safeguarding information on our customers.

Our loan providers will not use or disclose information collected from you other than for the purpose made known to you, authorised by you or required by the Law.

What is a Wedding Loan?

A wedding loan is a personal loan designed to help you cover the wedding costs of your big day. Whether it’s the wedding gown, wedding banquet, or even wedding videography, a wedding loan provides the financial support you need to bring your dream wedding to life. With different loan tenures and competitive interest rates, it becomes easier to manage your wedding budget without putting a strain on your finances.

Getting a wedding loan allows you to focus on planning the perfect celebration, knowing that the financial aspect is handled, ensuring that every detail of your big day is exactly as you’ve envisioned, and creating cherished memories without compromising quality.

What can you use a Wedding Loan for?

A wedding loan can be used for various wedding-related expenses to make your special day perfect. You can use a wedding loan for various costs, including:

Bridal Package

Cover the cost of hair, makeup, and pre-wedding photography services.

Wedding Gown and Suit

Purchase or rent your dream wedding dress and suit for the big day.

Catering Services

Pay for the catering, including the wedding banquet, drinks, and desserts.

Venue Rental

Secure the perfect location for your ceremony and reception.

Photography and Videography

Hire professionals to capture every moment of your special day.

Check out the latest Interest Rates for Wedding Loans

Provider Max. Loan Amount (Singaporeans) Loan Interest Rate
Crawfort If your annual income is less than $20,000, you can borrow a maximum of $3,000.

If your annual income is more than $20,000, you can borrow up to 6x your monthly income.

 0%-4%
CashMax Credit Pte Ltd If your annual income is less than $20,000, you can borrow a maximum of $3,000.

If your annual income is more than $20,000, you can borrow up to 6x your monthly income.

 1%-4%
Quick Credit If your annual income is less than $20,000, you can borrow a maximum of $3,000.

If your annual income is more than $20,000, you can borrow up to 6x your monthly income.

 1-4%
Katong Credit If your annual income is less than $20,000, you can borrow a maximum of $3,000.

If your annual income is more than $20,000, you can borrow up to 6x your monthly income.

 1-4%

Why Get a Wedding Loan with OMY?

OMY provides tailored wedding loan options to suit your unique needs, ensuring your special day is exactly how you imagined. Our flexible repayment plans and competitive interest rates make us the best choice for wedding financing.

  • Best deal on the market

  • Loan tenures vary widely depending on your needs

  • Access to extra cash when needed

  • Support for both Singapore citizens and permanent residents

  • Simple and fast loan application process

Pros and Cons of Getting a Wedding Loan

Pros Cons
Enables prompt coverage of wedding costs, ensuring your special day goes as planned. Loans come with annual interest rates, increasing the total amount to repay.
Offers varied loan tenures and repayment plans to suit your financial situation. You’ll have to commit to monthly repayments, which can strain your finances after the wedding.
Provides additional funds for wedding videography, bridal gowns, and catering services. A loan may lower your credit limit, affecting your ability to borrow for future needs like a home.

 

How OMY Works

Apply

Submit your details online.

Approve

Receive approval in as little as 24 hours.

Receive Funds

Access your funds to create your perfect wedding day.

How OMY Helps You Get a Wedding Loan

OMY simplifies the process of securing a wedding loan in Singapore. Our team of experts assists you in finding the best wedding loan by comparing interest rates and loan tenures from various financial institutions. We also guide you in managing your wedding financing, ensuring you have enough to cover all wedding costs without stretching your budget too thin.

We understand that every couple’s needs are different. That’s why we offer personalised advice tailored to your specific situation, whether you’re looking for the best wedding loan or need help navigating the loan application process.

Are you eligible for a Wedding Loan?

For Singapore Citizens and Permanent Residents:

  • Must be a Singapore citizen or permanent resident.

  • Age: 21 years and above.

  • Earning a minimum monthly basic salary of $1,200.

  • Required Document

  • A copy of NRIC or passport.
  • Recent pay slips (last three months), income tax, or a 15-month CPF statement.
  • A recent phone bill or utility bill from Singapore.

  • Self-employed individuals: Must provide income tax statements from the last two years.

For Foreigners:

  • Must possess a valid Singapore Employment Pass.

  • Age: 21 years and above.

  • Required Document

  • Passport and Employment Pass.
  • Recent bank statements proving income.
  • Appointment letter from the current employer.
  • Last three months’ pay slips.
  • Original tenancy agreement.

Wedding Loan FAQs

Getting a wedding loan instead of borrowing from family or friends offers a structured repayment period with clear interest rates. This ensures that your wedding costs are managed without creating potential conflicts. With personal loans, you can finance everything from your wedding gown and bridal package to your wedding banquet and videography.

Moreover, a wedding loan allows you to choose the loan tenure that suits your financial situation, up to five or seven years. This allows you to focus on your dream wedding without the added stress of repaying family or friends, ensuring your wedding day is as perfect as planned.

Even for a simple wedding ceremony, a wedding loan can be beneficial. It helps you manage essential wedding costs like the wedding gown and suit, wedding bands, and catering services without draining your savings. A personal loan offers flexibility with repayment periods and interest rates that differ widely depending on the lender.

To maximise your wedding loan, focus on essential wedding costs and seek out the best deal for your bridal gown, wedding car rental, and wedding bands. Opting for a personal loan with a favourable annual interest rate can reduce overall expenses. Consider the wedding loan options we offer to assist in finding terms that suit your minimum annual income.

Cutting down on extras like luxury bridesmaid’s dresses or lavish engagement rings can also stretch your loan amount. Choosing a credit line with flexible repayment periods allows you to pay bills without strain, ensuring your wedding financing remains manageable while making your wedding ceremony special.

The repayment periods for a wedding loan typically range from one to seven years, depending on the loan amount and financial institutions involved. With a personal loan, you’ll have flexibility in choosing terms matching your minimum monthly income and salary. The annual interest rate and credit limit will vary, so reviewing your repayment plans carefully is important.

Yes, as a foreigner, you can get a marriage loan to cover wedding loans in Singapore. However, eligibility criteria may differ from those for Singapore citizens or Singapore permanent residents. Lenders typically require a higher minimum loan amount and minimum monthly basic salary. You’ll also need to provide documents like monthly payslips and an Inland Revenue Authority of Singapore (IRAS) notice to support your loan application.