Savings

Are you caught in a financial bind while waiting for the sales proceeds from your current home to be finalised? Whether you're upgrading to a private property, managing an en bloc sale, or completing a crucial property transaction, a bridging loan can help cover the monetary gap. This short-term loan ensures you have the funds to make the necessary payments on your new property, keeping your plans on track without delays.

Owning a home in Singapore is a major achievement, but managing your housing loan payments effectively is just as important. Staying informed about your outstanding HDB loan details helps you track your loan balance, monitor interest charges, and plan for future monthly instalment payments. Whether you’ve taken an HDB housing loan or a bank loan, understanding where you stand financially empowers you to make better decisions and avoid potential issues related to late payments or unexpected fees.

Building a secure financial future is a top priority for many Singaporeans, but how much should you actually be saving at each stage of life to stay on track? In this article, we’ll explore the benchmarks for average savings by age and what they mean for you.

The Central Provident Fund (CPF) is a significant component of retirement planning in Singapore, providing a foundation for CPF members to secure their financial future. However, after Budget 2024, CPF shielding, previously a strategy for maximising CPF savings interest, is no longer an option, leaving many to wonder about alternative ways to grow their retirement savings.

If you're looking for a safe way to diversify your investment portfolio, one effective strategy is to learn how to buy T-bills in Singapore. T-bills, or treasury bills, are debt securities issued by the Singapore government, offering a secure investment option. This article will guide you through the basics of how to buy T-bills in Singapore and why they're a wise choice.

There are tons of banks in Singapore that can help you grow your savings. But how do you know the best among the rest? Here’s a quick guide on the best savings accounts in Singapore.

After months of anxiously waiting, you’ve finally welcomed your baby! Just like other parents, you’re surely beaming with joy. Sharing your happiness with you is the government of Singapore. To help parents keep up with the rising cost of raising a child, Singapore has launched the Child Development Account and Baby Bonus Cash Gift.

On a scale from 1 to 10, how seriously are you taking your retirement planning? If you want to make sure you live a comfortable life during your golden years, you need to know what the Supplementary Retirement Scheme is.

While it may seem like a daunting concept, the Central Provident Fund or CPF in Singapore is not hard to understand. In this article, you will learn what CPF is, and how your Ordinary Account, Special Account, MediSave Account, and Retirement Account can shape your life.

Not a fan of risk? You’re not alone. Many Singaporeans prefer to invest in low yielding yet safe instruments such as savings bonds. If you want to know more about Singapore Savings Bonds (SSBs), we’ve compiled this guide to help you.

ecently, more than 750 people got involved in Android malware scams, losing over S$10 million. Scammers trick victims by getting them to install harmful apps that pretend to offer services on social media. These apps then steal important information like bank logins from the victims.

Discover the top USD fixed deposit rates in Singapore, offering attractive returns and secure investment options.

All Singaporean children aged up to six years old in 2023 will be receiving a one-off top-up to their Child Development Accounts from mid-September.

One of the most important things you need to know if you want to take control of your finances is to find out the difference between Discretionary Income vs Disposable Income. If you’re curious about what makes the two different, you’re on the right page.

Banks are trying to woo savers by increasing their interest rates, but these promotions may come to an end soon with global central banks easing up on rate hikes.